06

Payments.

Subscriptions, micro-payments, regional rails.

97.3%
auth success rate
$0.012
blended cost per txn
What we build

Subscriptions, micro-payments, regional rails. Productionized.

Multi-rail payments: card, wallet, bank transfer, and US methods (ACH, Apple Pay, Google Pay, PayPal). Subscription lifecycle, dunning, refunds, chargebacks, and the regulatory glue that keeps it all clean.

Common deployments

Subscription tiersOne-off boostsUS checkout

What we ship

  • Multi-rail payment orchestration service.
  • Subscription lifecycle engine with dunning and win-back.
  • Reconciliation pipeline and finance-grade reporting.
  • Dispute and refund automation with evidence assembly.
System overview

Five components, one cohesive runtime.

We build each layer to operate independently, then compose them into the brands we run for our members.

01layer 1 of 5

Vault & tokenization

PCI-scoped vault with tokens used everywhere else.

02layer 2 of 5

Rail orchestrator

Per-method routing with smart retries on soft declines.

03layer 3 of 5

Subscription engine

Lifecycle, proration, pause, dunning, win-back.

04layer 4 of 5

Dispute & refund flows

Chargeback evidence assembly and refund automation.

05layer 5 of 5

Reconciliation

Daily three-way recon: gateway, ledger, bank settlement.

Tech we reach for

We pick boring, proven tools where boring works. Where the problem demands more, we build deliberately on top of these primitives.

CorepayDispuNetvalveTSYS
Outcomes

What it looks like in production.

97%+

Authorization success rate

<1bps

Reconciliation drift target

20+

US payment methods supported

Get in touch

Building the systems that bring people together.

Questions about our brands, press, or partnerships? Send a note and we'll reply within two business days.